border

Toronto Mortgages Featured Homes

City of Toronto | Annex
10 Bellair St, LPH4
$4,200,000

North, East, South And West Views To Behold From Atop One Of Yorkville's Most Prestigious Address. This Huge And Bright 4000 Sq/Ft (Approx) 4 Bedroom Luxury Suite Features 3 Balconies With Natural Gas Hook-Up, Floor To Ceiling Windows,Custom Wood Work, Enormous Walk-In Closet, And Views That Will Leave You Breathless

MLS #C2396765. Please contact your realtor for information.

If you do not have a realtor, please feel free to contact the listing agent

Calum Ross - Toronto Mortgages

Mortgage Market Update for the Week of May 22, 2013

 

This Week's Quotation:

“A budget tells us what we can't afford, but it doesn't keep us from buying it.” - William Feather

Top mortgage stories of the week:

  • Home ownership a passion for Canadians
  • ‘We do not believe there is a bubble’: CEO of Canada’s largest non-bank mortgage lender speaks up after 15% share drop”
  • Location, location, location — and other timeless real estate ‘principles’
Read more...

Mortgage Market Update for the Week of May 15, 2013

 

This Week's Quotation:

“Whenever you find yourself on the side of the majority, it is time to pause and reflect.” - Mark Twain

Top mortgage stories of the week:

  • OSFI eyeing changes to mortgage rules: report
  • Canada’s banks could be on the hook to bail out CMHC if disaster strikes
  • Canadian home price growth slumps to slowest pace since recession
Read more...

Mortgage Market Update for the Week of May 8, 2013

 

This Week's Quotation:

“It's easy to make a buck. It's a lot tougher to make a difference.” - Tom Brokaw

Top mortgage stories of the week:

  • Changes coming fast atop shrinking CMHC
  • Do you have what it takes to be a landlord?
  • It’s love at first sight for most new homebuyers
Read more...

Mortgage Market Update for the Week of April 30, 2013

 

This Week's Quotation:

“The secret of business is to know something that nobody else knows.” - Aristotle Onassis

Top mortgage stories of the week:

  • Canadian Market Overview: CMHC report April 2013
  • Updating your home means updating your insurance policy
  • New rules may threaten mortgage-backed ABCP
Read more...

Mortgage Market Update for the Week of April 17, 2013

 

This Week's Quotation:

“It is during our darkest moments that we must focus to see the light” - Aristotle Onassis

Top mortgage stories of the week:

  • ‘It’s official: Canadian home prices are boring (and that’s a good thing) “
  • CRA clampdown highlights broker value-add
  • The West is driving new home price gains in Canada
Read more...

Mortgage Market Update for the Week of April 10, 2013

 

This Week's Quotation:

“There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” - Colin Powell

Top mortgage stories of the week:

  • Canadian homeowners don’t think they’ll be mortgage-free until they’re 57: CIBC
  • Are you average? This is what first-time home buyers look like in Canada
  • Canadian home prices up in most markets in early 2013: Royal LePage
Read more...

Mortgage Market Update for the Week of April 3, 2013

 

This Week's Quotation:

“To be successful, you have to have your heart in your business, and your business in your heart.” - Thomas Watson, Sr.

Top mortgage stories of the week:

  • Not asking this mortgage question could cost you thousands
  • Change to mortgage default rules turning more people into savers
  • Should mortgage shoppers choose the 1 or 5-year fixed rate?
Read more...

Mortgage Market Update for the Week of March 27, 2013

 

This Week's Quotation:

“Whenever you find yourself on the side of the majority, it is time to pause and reflect.” - Mark Twain

Top mortgage stories of the week:

  • Tories crack down on CMHC with curbs on portfolio insurance
  • Amid pressure from Ottawa, BMO to let special 5-year mortgage rate lapse
  • Where do mortgage rates go from here?
Read more...

Mortgage Market Update for the Week of March 20, 2013

 

This Week's Quotation:

“Courage is going from failure to failure without losing enthusiasm.” - Winston Churchill

Top mortgage stories of the week:

  • Under pressure from Ottawa, Manulife pulls low mortgage rate
  • No crash in store for Canadian housing market: Scotiabank
  • Why homebuyers should go short on amortizations
Read more...

Mortgage Market Update for the Week of March 13, 2013

 

This Week's Quotation:

“ If one does not know to which port one is sailing, no wind is favorable. ” - Lucius Annaeus Seneca

Top mortgage stories of the week:

  • Flaherty warns banks over igniting mortgage war as BMO cuts rates
  • Will nervous first-time buyers make this spring housing market bloom?
  • LONG-RUN RATE OF RETURN FOR CANADIAN HOME PRICES
Read more...

Mortgage Market Update for the Week of March 8, 2013

 

This Week's Quotation:

“ There are no secrets to success. It is the result of preparation, hard work, and learning from failure. ” - Colin Powell

Top mortgage stories of the week:

  • China’s housing crackdown may drive cash to Canada’s condo market
  • We don’t want … low-ball offers’: CMHC firm on not disclosing foreclosure information
  • Flaherty: Mortgage rates shouldn’t be a ‘race to the bottom’
Read more...

Mortgage Market Update for the Week of February 26, 2013

 

This Week's Quotation:

“ What we think, or what we know, or what we believe is, in the end, of little consequence. The only consequence is what we do. ” - John Ruskin

Top mortgage stories of the week:

  • What Rates Could Do to Affordability
  • Low mortgage rates muster slight boost in housing market affordability
  • Almost half of Boomers say they are not interested in downsizing homes: survey
Read more...

Mortgage Market Update for the Week of February 22, 2013

 

This Week's Quotation:

“ We are what we repeatedly do; excellence, then, is not an act but a habit. ” - Aristotle

Watch this great clip below as Calum's fourth national interview with Broker news goes live today. Calum goes over what to watch for with rates sites and what really saves money….

[To view the video click on the picture or Click Here]

Top mortgage stories of the week:

  • Canada’s home sales rise in January , easing correction fears
  • The buyer/seller standoff in Toronto real estate is over
  • Should you postpone buying a house?
Read more...

Mortgage Market Update for the Week of February 15, 2013

 

Top mortgage stories of the week:

  • Your bank mortgage: Is it fair and does it suit your needs?
  • Why a ‘soft landing’ for housing could still hurt the economy
  • Bad News is Good News for VRMs

This Week's Quotation:

“ Accept responsibility for your life. Know that it is you who will get you where you want to go, no one else ” - Les Brown

Read more...

Mortgage Market Update for the Week of February 8, 2013

 

Top mortgage stories of the week:

  • Unsold condos in Toronto steadily rising, but market strong
  • Toronto home prices jump even as sales decline
  • Should you sell your house before you buy a new one?

This Week's Quotation:

“ There are only two ways to live your life. One is as though nothing is a miracle. The other is as though everything is a miracle. ” - Albert Einstein

Read more...

Mortgage Market Update for the Week of February 1, 2013

 

Top mortgage stories of the week:

  • Pay your mortgage and save too? Here’s a formula to build your wealth
  • Crucial bit of missing information may be driving Canadian home prices
  • Serious Delinquencies at Record Lows-Canadians Also Taking on Less Debt

This Week's Quotation:

“ You can make more friends in two months by becoming interested in other people than you can in two years by trying to get other people interested in you. ” - Dale Carnegie

Read more...

Mortgage Market Update for the Week of January 25, 2013

 

Top mortgage stories of the week:

  • Bank of Canada maintains overnight rate target at 1 per cent
  • Bank of Canada adopts dovish tone on rates as growth forecast cools
  • Canada’s housing market cooling, but homes $1M and above still hot: report

This Week's Quotation:

“ Most of the important things in the world have been accomplished by people who have kept on trying when there seemed to be no hope at all. ” - Dale Carnegie

Read more...

Mortgage Market Update for the Week of January 18, 2013

 

Top Mortgage News of the Week

  • ING Direct to end mortgage sales through brokers
  • Banks see more evidence of slowing mortgage growth
  • What will spring bring for Toronto real estate?

This Week's Quotation:

“ A creative man is motivated by the desire to achieve, not by the desire to beat others. ” - Ayn Rand

Calum recently sat down with the TheRedPin.com for an exclusive interview and discussed a number of pressing mortgage questions. Here are the topics discussed and the video below.


[To view the video Click Here]

Read more...

Mortgage Market Update for the Week of January 11, 2013

 

Top mortgage stories of the week:

  • Housing starts slide as market cools
  • Canadian housing solid despite slowdown to mortgage lending: RBC
  • Ottawa’s $800-billion housing problem

This Week's Quotation:

“ The quickest way to double your money is to fold it over and put it back in your pocket. ” - Will Rogers

Here is a summary of the events that shaped the Canadian mortgage market in 2012, as presented to the Real Estate Investment Network by Calum Ross.

Read more...

Happy Holidays from Calum Ross Mortgage for the Week of December 21, 2012

 

border border
border border border border
border border border border