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- Fully competed credit application
- Verification of borrower employment and income – lender may request any of the following depending on lender policy and applicants employment
- Most recent pay stub
- Letter of employment (current)
- T4
- Tax Return (T1 General)
- Notice of Assessment
- Copy of the most recent Charge registered against subject property
- Copy of the most recent insurance endorsement on subject property
- Copy of the client's most recent Mortgage Statement. The statement should include the name of the lender, mortgage reference number, approximate mortgage balance, current mortgage payment, status of tax account and mortgage renewal date. The existing lender's Annual Statement and/or the Mortgage Renewal Document would be ideal for this purpose.
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