Mortgage Lender

The financial backer in your real estate venture.

In today’s mortgage market it pays to shop around because there are many lenders and different financing options available. You can research this yourself, or use a Mortgage Broker to help you. As the party providing the funding, the lender will want to be sure that you are a worthy credit risk and that the mortgage you are requesting corresponds to the value of the property you intend to purchase.

The mortgage lender:

  • Sets out the legally stipulated lending criteria that you need to meet to qualify for a loan
  • Provides you with the money to purchase the property

The Mortgage Centre Approved Lenders

CIBC Mortgages

CIBC Mortgages is Canada’s residential mortgage specialist. As a customer of CIBC Mortgages, you can rest assured that you’re dealing with mortgage professionals, yet you still have access to the complete banking services of one of Canada’s leading financial institutions.

First National

At First National Financial Corporation, we offer Canadians a full spectrum of flexible and competitive mortgage products that provide peace of mind. We promise to put you first, with knowledgeable staff and exceptional service to meet your mortgage needs.

(CIBC) Firstline Mortgages

FirstLine Mortgages is the wholesale division of CIBC Mortgages Inc.. known for innovative products with highly flexible features. Most FirstLine mortgages offer several prepayment and payment frequency choices, and many include a FREE home warranty.

ING Mortgage Broker Services

ING Mortgage Broker Services is all about offering mortgage solutions that work. As part of ING Bank of Canada they are members of ING Group, one of the world’s largest providers of integrated financial services including banking, asset management and insurance.


MCAP is Canada’s largest independent mortgage company. Its strategic alliance and ownership by Clarica and Bank of Montreal assures total peace of mind. Unlike other financial institutions, MCAP deals only in mortgages, so its staff can offer specialized knowledge and assistance.

Co-operative Trust Company

Co-operative Trust Company of Canada is owned by Canada’s credit union system. They offer competitive mortgage options designed for maximum flexibility. Their “readvanceable feature lets you take advantage of a lower cost funding alternative for those larger purchases or adventures in life. If you need temporary financial relief, Co-operative Trust offers a skip-a-payment option.

Their VISION MORTGAGE provides a financing alternative for people who may not qualify for traditional mortgage products. And construction mortgages are also available. Talk to your Mortgage Centre Specialist for more details on Co-operative Trust.

Scotia Express Service
Bank of Montreal
Bridgewater Bank
Cove Mortgage Limited
Equitable Life Insurance
Gilbraltar Mortgages Inc.
HSBC Bank Canada
Home Trust Company
Household Financial Centre
Manulife Financial
Maple Trust
National Bank of Canada
President’s Choice Financial
Westminster Savings Credit
Xceed Mortgage Corporation


Despite the fact that Royal Bank of Canada is actively involved in wholesale lending and working with mortgage brokers in the US marketplace, at this time they do not co-operate with mortgage brokers in Canada (their primary market). If you believe that Canada’s largest bank should make wholesale lending available for Canadians then please write or call Scott Brown, RBC Vice President, Mortgages at RBC Residential Mortgages, 200 Bay Street, Toronto, Ontario, M5J 2J5