Mortgage Blog

You Own Homes. But You Still Qualify as a First-Time Home Buyer!?

November 27, 2025 | Posted by: Sean Malachi

You Own Homes. But You Still Qualify as a First-Time Home Buyer!? Unpacking Canada’s Jaw-Dropping New First-time home buyer Loophole Over the past year, Canada has introduced sweeping changes ...

The 50-Year Mortgage Debate – Canadian Perspective

November 18, 2025 | Posted by: Sean Malachi

I’ve been thinking a lot about the idea of a 50-year mortgage. There’s been buzz lately, and I’ve had clients ask, “Is this real?” Living and working in Canada, where hou ...

2025 Canada Federal Budget Deep Dive Summary

November 6, 2025 | Posted by: Sean Malachi

2025 Canada Federal Budget Deep Dive Summary: Housing, Real Estate & Mortgage Impacts Major Housing & Mortgage Measures $13B Build Canada Homes Agency: Accelerates affordable and non-ma ...

Real Estate Investing

July 26, 2023 | Posted by: Calum Ross

The Problem Real estate investors often fail to objectively assess their existing portfolio as a holistic wealth management professional or financial planner would. Thus, even if they began their in ...

The Irrational Exuberance & Greed Of GTA and Vancouver Real Estate Investors in 2017

July 26, 2023 | Posted by: Calum Ross

The Problem Real estate investors often fail to objectively assess their existing portfolio in the same way that a holistic wealth management professional or financial planner would when dealing with ...

Fixed vs Variable Rate Mortgages - FACT vs Fiction

June 28, 2023 | Posted by: Roar Solutions

When the prime rate is higher than fixed rates, it means that the variable mortgage rates are higher than the fixed mortgage rates. The prime rate is a benchmark interest rate that banks use to set th ...

Income Properties: A Wise Investment Strategy

June 21, 2023 | Posted by: Calum Ross

As the retirement landscape continues to evolve, many individuals find themselves concerned about the adequacy of their savings and the possibility of outliving their nest egg. However, there is a sol ...

Fall in Downtown Toronto Condo Demand Will be Short-Lived

June 19, 2023 | Posted by: Roar Solutions

It is no secret to Toronto people that the downtown condo market has been a subset of the Toronto real estate market that defied gravity and logic as we all sat back and watched the prices of select c ...

Some great tips to help you save for a home

June 13, 2023 | Posted by: Calum Ross

A home for most all Canadians is likely the most significant purchase you will make in your lifetime, so it is essential to be well-prepared. It is crucial to understand how to budget and save for a ...

Bank Of Canada Rate Update June 7, 2023

June 7, 2023 | Posted by: Calum Ross

Bank of Canada raises policy rate 25 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 4.75%, with the Bank Rate at 5% and the ...

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