Mortgage Blog

Real Estate Investing

July 26, 2023 | Posted by: Calum Ross

The Problem Real estate investors often fail to objectively assess their existing portfolio as a holistic wealth management professional or financial planner would. Thus, even if they began their in ...

The Irrational Exuberance & Greed Of GTA and Vancouver Real Estate Investors in 2017

July 26, 2023 | Posted by: Calum Ross

The Problem Real estate investors often fail to objectively assess their existing portfolio in the same way that a holistic wealth management professional or financial planner would when dealing with ...

Fixed vs Variable Rate Mortgages - FACT vs Fiction

June 28, 2023 | Posted by: Calum Ross

When the prime rate is higher than fixed rates, it means that the variable mortgage rates are higher than the fixed mortgage rates. The prime rate is a benchmark interest rate that banks use to set th ...

Income Properties: A Wise Investment Strategy

June 21, 2023 | Posted by: Calum Ross

As the retirement landscape continues to evolve, many individuals find themselves concerned about the adequacy of their savings and the possibility of outliving their nest egg. However, there is a sol ...

Fall in Downtown Toronto Condo Demand Will be Short-Lived

June 19, 2023 | Posted by: Calum Ross

It is no secret to Toronto people that the downtown condo market has been a subset of the Toronto real estate market that defied gravity and logic as we all sat back and watched the prices of select c ...

Some great tips to help you save for a home

June 13, 2023 | Posted by: Calum Ross

A home for most all Canadians is likely the most significant purchase you will make in your lifetime, so it is essential to be well-prepared. It is crucial to understand how to budget and save for a ...

Bank Of Canada Rate Update June 7, 2023

June 7, 2023 | Posted by: Calum Ross

Bank of Canada raises policy rate 25 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 4.75%, with the Bank Rate at 5% and the ...

Strategies for Speeding Up Mortgage Repayment

June 3, 2023 | Posted by: Calum Ross

Those of us who desire to own a home often long for the time when our mortgage is paid off. Although the majority of Canadian mortgages are usually amortized over the course of 25 years, there are a f ...

Benefits of Buying a New Home in the Summer

May 17, 2023 | Posted by: Calum Ross

Summertime brings sunny days, warm weather, and an ideal opportunity for house hunting. If you're considering buying a new home, the summer months offer several advantages worth considering. In this ...

First-Time Home Buyer Budgeting: What You Need to Know

April 20, 2023 | Posted by: Calum Ross

As a first-time home buyer, budgeting is an essential part of the home buying process. By carefully planning your finances and considering all of the costs associated with purchasing a home, you can e ...

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