Blog | Calum Ross Mortgage

Taking Your Financial Goals Seriously
The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Toronto, ON

The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Toronto, ON

January 3, 2018 | Posted by: Calum Ross

If you're planning on investing in real estate, then you're going to have two main options: to buy an existing home or buy a new home in Toronto, ON. An existing home is a house that has been lived in ... [read more]

RESP – The Tax Sheltered Education Plan You Shouldn’t Say No To!

RESP – The Tax Sheltered Education Plan You Shouldn’t Say No To!

December 5, 2017 | Posted by: Calum Ross

Isn’t it nice when you go to your bank to deposit a cheque and they hand you $500 just as a thank you having an account with them? No? That’s never happened to you? Strange. Then you mus ... [read more]

Victory Lap Retirement – A tribute to the new retirement model

Victory Lap Retirement – A tribute to the new retirement model

December 3, 2017 | Posted by: Calum Ross

I recently took the time to sit down and enjoy my second Jonathan Chevreau book, “The Victory Lap Retirement” which addresses a topic covered in my own book “The Real Estate Retireme ... [read more]

The Irrational Exuberance & Greed of GTA and Vancouver Real Estate Investors in 2017

The Irrational Exuberance & Greed of GTA and Vancouver Real Estate Investors in 2017

April 20, 2017 | Posted by: Calum Ross

The ProblemReal estate investors often fail to objectively assess their existing portfolio in the same way that a holistic wealth management professional or financial planner would when dealing with e ... [read more]

6 Simple Steps to Having a Great Financial Plan

6 Simple Steps to Having a Great Financial Plan

March 22, 2017 | Posted by: Calum Ross

Everyone knows what a wealth advisor does, but do they really? Of course a wealth advisor helps you with financial planning and to meet your wealth objectives but we’ll cover in this articl ... [read more]

4 Financial Risk Factors & Your Risk Tolerance

4 Financial Risk Factors & Your Risk Tolerance

March 15, 2017 | Posted by: Calum Ross

An age old question in investment suitability is “how much risk do I take?” and it’s a key consideration in your investment activities. Naturally changes in life circumstances may ch ... [read more]

Why Paying off Your Mortgage May Be Bad for Your Net Worth

Why Paying off Your Mortgage May Be Bad for Your Net Worth

March 8, 2017 | Posted by: Calum Ross

INVESTING VERSUS MORTGAGE REDUCTION… HOW TO DO THE MATHIn a society where financial planning education and free financial resources are as readily available as fast food, it is unfortunate to k ... [read more]

The Basis of the Mortgage Rates (How They Work)

The Basis of the Mortgage Rates (How They Work)

March 1, 2017 | Posted by: Calum Ross

As we all know, real estate financing plays an integral role in the affordability of real estate to most Canadians. In fact, every 1% increase in residential mortgage rates literally ends the dream of ... [read more]

Catch Up On Retirement With an Income Property

Catch Up On Retirement With an Income Property

February 22, 2017 | Posted by: Calum Ross

If you’re like many Canadians there is likely a gap between your retirement savings and retirement requirements. Or, if you’ve met the basic requirements you want to ensure a higher standa ... [read more]

Just in Time for Tax Season – Key Read

Just in Time for Tax Season – Key Read

February 15, 2017 | Posted by: Calum Ross

I am humbled and grateful to have made the Bestseller list with our new book (through pre-orders alone). The book hasn’t launched yet but it’s clear there is an audience for this important ... [read more]

Share This Page On:

Calum W.M Ross
Calum W.M Ross, MBA, PFP, CDFA, AMP
Broker | Wealth Advisor
Top