Mortgage Blog

Why Right Now May Be the Greatest Buying Opportunity You'll See in This Decade

March 19, 2026 | Posted by: Sean Malachi

THE WINDOW IS OPEN — AND IT WON'T STAY OPEN FOREVER Nobody rings a bell at the bottom of a market. No alarm goes off. No headline screams 'BUY NOW.' The bottom only becomes obvious afte ...

Oil, Inflation and Your Mortgage: What’s Coming Next?

March 12, 2026 | Posted by: Sean Malachi

Oil, Inflation and Interest Rates: What I’m Watching For The last couple of weeks have been a reminder that global events can hit our wallets very quickly, even from thousands of kilomete ...

You Own Homes. But You Still Qualify as a First-Time Home Buyer!?

November 27, 2025 | Posted by: Sean Malachi

You Own Homes. But You Still Qualify as a First-Time Home Buyer!? Unpacking Canada’s Jaw-Dropping New First-time home buyer Loophole Over the past year, Canada has introduced sweeping changes ...

The 50-Year Mortgage Debate – Canadian Perspective

November 18, 2025 | Posted by: Sean Malachi

I’ve been thinking a lot about the idea of a 50-year mortgage. There’s been buzz lately, and I’ve had clients ask, “Is this real?” Living and working in Canada, where hou ...

2025 Canada Federal Budget Deep Dive Summary

November 6, 2025 | Posted by: Sean Malachi

2025 Canada Federal Budget Deep Dive Summary: Housing, Real Estate & Mortgage Impacts Major Housing & Mortgage Measures $13B Build Canada Homes Agency: Accelerates affordable and non-ma ...

Real Estate Investing

July 26, 2023 | Posted by: Calum Ross

The Problem Real estate investors often fail to objectively assess their existing portfolio as a holistic wealth management professional or financial planner would. Thus, even if they began their in ...

The Irrational Exuberance & Greed Of GTA and Vancouver Real Estate Investors in 2017

July 26, 2023 | Posted by: Calum Ross

The Problem Real estate investors often fail to objectively assess their existing portfolio in the same way that a holistic wealth management professional or financial planner would when dealing with ...

Fixed vs Variable Rate Mortgages - FACT vs Fiction

June 28, 2023 | Posted by: Roar Solutions

When the prime rate is higher than fixed rates, it means that the variable mortgage rates are higher than the fixed mortgage rates. The prime rate is a benchmark interest rate that banks use to set th ...

Income Properties: A Wise Investment Strategy

June 21, 2023 | Posted by: Calum Ross

As the retirement landscape continues to evolve, many individuals find themselves concerned about the adequacy of their savings and the possibility of outliving their nest egg. However, there is a sol ...

Fall in Downtown Toronto Condo Demand Will be Short-Lived

June 19, 2023 | Posted by: Roar Solutions

It is no secret to Toronto people that the downtown condo market has been a subset of the Toronto real estate market that defied gravity and logic as we all sat back and watched the prices of select c ...

Get the mortgage you deserve