Rate of Return – it is risk adjusted rate of return that matters
October 10, 2018 | Posted by: Calum Ross
When you’re investing, rate of return is a key metric you want to pay attention to. Simply put, it’s the gain or loss of your initial investment over a specific period of time. For examp ... [read more]
How to Make Money in a Falling Real Estate Market
October 3, 2018 | Posted by: Calum Ross
How to make money in a falling real estate market - Here are Three Easy Ways Trade wars are not good. In fact – they are very bad! The type of thing that puts even economic powerhouses into m ... [read more]
The Advantages and Disadvantages of Buying a New Home vs an Existing Home in Toronto, ON
January 3, 2018 | Posted by: Calum Ross
If you're planning on investing in real estate, then you're going to have two main options: to buy an existing home or buy a new home in Toronto, ON. An existing home is a house that has been lived in ... [read more]
RESP – The Tax Sheltered Education Plan You Shouldn’t Say No To!
December 5, 2017 | Posted by: Calum Ross
Isn’t it nice when you go to your bank to deposit a cheque and they hand you $500 just as a thank you having an account with them? No? That’s never happened to you? Strange. Then you mus ... [read more]
Victory Lap Retirement – A tribute to the new retirement model
December 3, 2017 | Posted by: Calum Ross
I recently took the time to sit down and enjoy my second Jonathan Chevreau book, “The Victory Lap Retirement” which addresses a topic covered in my own book “The Real Estate Retireme ... [read more]
The Irrational Exuberance & Greed of GTA and Vancouver Real Estate Investors in 2017
April 20, 2017 | Posted by: Calum Ross
The ProblemReal estate investors often fail to objectively assess their existing portfolio in the same way that a holistic wealth management professional or financial planner would when dealing with e ... [read more]
6 Simple Steps to Having a Great Financial Plan
March 22, 2017 | Posted by: Calum Ross
Everyone knows what a wealth advisor does, but do they really? Of course a wealth advisor helps you with financial planning and to meet your wealth objectives but we’ll cover in this articl ... [read more]
4 Financial Risk Factors & Your Risk Tolerance
March 15, 2017 | Posted by: Calum Ross
An age old question in investment suitability is “how much risk do I take?” and it’s a key consideration in your investment activities. Naturally changes in life circumstances may ch ... [read more]
Why Paying off Your Mortgage May Be Bad for Your Net Worth
March 8, 2017 | Posted by: Calum Ross
INVESTING VERSUS MORTGAGE REDUCTION… HOW TO DO THE MATHIn a society where financial planning education and free financial resources are as readily available as fast food, it is unfortunate to k ... [read more]
The Basis of the Mortgage Rates (How They Work)
March 1, 2017 | Posted by: Calum Ross
As we all know, real estate financing plays an integral role in the affordability of real estate to most Canadians. In fact, every 1% increase in residential mortgage rates literally ends the dream of ... [read more]
